2026 HOA Reform

The Problem
Across Arizona, more than 3.5 million homeowners live in communities governed by homeowners associations (HOAs) and condominium boards. These associations were originally designed to preserve property values and foster a sense of community — but over time, they’ve evolved into powerful private governments with the ability to fine, lien, and even foreclose on homeowners. The most troubling part? The laws that govern HOAs are not written by homeowners. They are written and heavily influenced by the HOA industry — management companies, law firms, collection agencies, and service providers — whose financial interests depend on the continued growth of HOA power and spending.
This industry has deep pockets because every dollar it operates on ultimately comes from homeowners themselves through dues, assessments, and legal fees. With that money, trade groups like the Community Associations Institute (CAI), Arizona Association of Community Managers (AACM), and Home Builders Association of Central Arizona (HBACA) hire professional lobbyists, fund political campaigns, and cultivate relationships with lawmakers.

As a result, Arizona’s HOA laws overwhelmingly favor the industry — giving associations near-total control over homeowners, often with little oversight or accountability.

There is only one law firm in the entire state that focuses exclusively on representing homeowners in HOA disputes, while there are hundreds that represent the associations, management companies, and developers. That imbalance of power shows exactly who benefits from the current system — and who doesn’t.

Who Is Affected
This problem touches nearly every Arizona household living in a planned community or condo complex:

Homeowners and families who face unreasonable fines, surprise assessments, or rule enforcement that feels arbitrary or punitive.

Seniors and fixed-income residents who struggle under increasing fees and threats of foreclosure.

Property owners who lose equity, peace of mind, and sometimes their homes because of aggressive collection practices.

Neighborhoods where tension and mistrust replace community spirit due to lack of transparency and accountability.

In essence, every homeowner in Arizona’s HOA-governed communities is affected — whether through financial hardship, restricted rights, or the growing realization that the system is rigged against them.
How Our Campaign Can Help
The Homeowners Alliance exists to level the playing field. We believe homeowners — the people funding this entire system — deserve a voice equal to that of the industry groups profiting from it.

Our campaign is focused on reforming HOA laws and restoring homeowner rights by building a united, informed, and powerful coalition of Arizona residents.

We will:
Educate homeowners about their legal rights, the legislative process, and how HOA laws are created and influenced.
Expose industry lobbying and campaign contributions that shape policy behind closed doors.
Organize collective action, encouraging homeowners to contact their legislators, attend hearings, and speak up for reform.
Advocate for legislative changes that guarantee transparency, accountability, and fairness — including clearer due process protections, financial disclosures, and limits on abusive collection and foreclosure practices.
Support homeowner-led policy proposals that prioritize property rights, ethical governance, and balance between boards and the communities they serve.

By uniting 3.5 million Arizona homeowners under one cause, we can replace industry-driven laws with homeowner-centered legislation.
Our Vision
We envision an Arizona where:

Homeowners understand their rights and can assert them without fear.

HOA boards operate transparently and ethically.

Laws protect the people who fund the system — not those who exploit it.

Elected officials answer to voters, not trade groups.

True reform will only come when homeowners stand together and make their voices impossible to ignore.